Fair Credit Reporting Act ("FCRA")

Protecting Your Credit History and Limiting What Your Employer May Do With It

In the digital age our credit history can be more important than even a criminal history in the employment context. Employers frequently utilize consumer credit checks before making hiring decisions. The Fair Credit Report Act — or FCRA — protects you and the validity of your credit information. You may possess a retaliation claim if your employer terminates you unlawfully under the FCRA. Additionally, if a credit reporting agency accidentally or maliciously records false information on your consumer report, they could be liable to you for damages. No prior administrative steps are required before advancing an FCRA claim. Additionally, some FCRA claims can grow into class actions affecting hundreds or thousands of employees across the nation.

The FCRA has strict filing deadlines. Contact Virginia Employment Law for a consultation about your claim.